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This site is owned and operated by Lancore Merchant Services Ltd and Lancore Ltd. "Lancore" and "LMS" are registered trade marks. Both companies are registered in the United Kingdom and are not affiliated with other companies of the same or similar name.

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A business merchant account is a facility whereby an acquiring bank grants a line of credit to a Merchant (a business) who wishes to accept payment card transactions.

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Business Merchant Account



What is a Business Merchant Account?


Without such a facility a Merchant cannot directly accept payments via credit or debit card.  In the competitive retail marketplace merchants need to ensure that prospective clients can purchase their goods or services as easily as possible.  Allowing users to pay in the manner most convenient to them is one way to make the process as streamlined and straightforward as possible for the customer.

Lancore has a wealth of experience in assisting Merchants in obtaining business merchant accounts and due to our extensive worldwide links with a number of acquiring banks, we are able to offer our Merchants extremely competitive rates.

Please note that Lancore, as well as accepting payment transactions through the traditional industries, can also accept those Merchants who process credit card transactions through the high risk industries e.g. pharmaceuticals, online dating etc.

How can I open a Business Merchant Account with Lancore?


Before we can open a Business Merchant Account various details will be required from the Merchant, they include:
  • The Merchants website address (URL).
  • Details about the Company that own the URL including Directors and Shareholders information.
  • Company bank details. This is to allow us to carry out any relevant credit checks.
  • URL requirements e.g. shipping policy, confidentiality assurances etc.
  • Technical specifications e.g. server technology.
  • Any previous payment processing details.
  • Customer support policy.
  • Details of the product(s) that is sold through the URL.

For a full list of list of our Business Merchant Account requirements please download our application form shown in the ‘Contact Us’ page of our website.

What happens once I have completed the Lancore merchant application form?


Once Lancore has received your completed application form and all the relevant supporting documentation we will submit the application to one of our acquiring banks for approval.

The bank will usually provide us with an answer stating whether applications have been accepted or declined within a period of 3 – 5 business days.

If you have any questions concerning the information that is required within the merchant application form please do not hesitate to contact us. All our relevant contact details can be found on the ‘Contact Us’ page of our website.







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